Product Ecosystem

A modular product ecosystem for digital financial services.

A connected suite of digital banking products that help financial institutions deliver better customer experiences, automate operations, improve decisioning, and modernize financial infrastructure — from customer-facing experiences to middleware, decisioning, workflows, core operations, and analytics.

Request Demo Explore the ecosystem

Six pillars · One platform

Composable by default. Connected by design.

Each pillar runs standalone or together — sharing the same architecture, integrations, and delivery model. Click a pillar to explore it.

Core Components

Embedded Payments

Payments Intelligence

DMC — Super-App Platform

AI & Data Analytics

One Platform Foundation

The product suite

From customer experiences to core operations.

Core Components

Loan management, decisioning, middleware orchestration, and Sharia-compliant contracts.

·Loan Management System (origination to collections)
·Decision Engine (<10s SAMA-compliant credit decisioning)
·Middleware Orchestrator (API-first, JWT-secured)

Embedded Payments

WaaS, CaaS, BaaS, BNPL engine, and API middleware — modular and Sharia-ready.

·Wallet-as-a-Service (multi-tenant ledger, tiered limits)
·Cards-as-a-Service (virtual & physical, loyalty programs)
·Banking-as-a-Service (headless, full API layer)

Payments Intelligence

Unified fee repository, cost allocation, predictive detection, and real-time monitoring.

·Unified Fee Repository (single source of truth for all payment fees)
·Fee Decomposition (break down fees by product, channel, counterparty)
·Cost Allocation across business lines and products

DMC — Super-App Platform

Real-time micro-app publishing, no App Store dependency, lightweight SDK and CMS portal.

·Real-time Micro-app Publishing (live without app store release)
·No App Store Dependency
·Lightweight Mobile SDK

AI & Data Analytics

Risk & fraud detection, BI dashboards, AI smart routing, GenAI copilots, and private LLMs.

·Risk & Fraud Detection (real-time ML models)
·Real-time BI Dashboards (Power BI)
·AI Smart Routing for remittances

One Platform Foundation

Secure APIs, cloud-native architecture, modular design, enterprise security, and scalable composability.

·Secure APIs (JWT, OAuth2, mutual TLS)
·Cloud-Native architecture (GCP, containerized, auto-scaling)
·Modular Architecture (composable, loosely coupled)

Let's build it

Ready to accelerate
your next launch?

Request Demo Explore Products