The business challenge
The problem this solves.
Banks need to launch lending, decisioning, and integration capabilities fast — but building each from scratch is slow, expensive, and creates siloed systems.
Why existing approaches fail
- Point-to-point builds don't reuse across products.
- Manual underwriting is inconsistent and hard to audit.
- Generic platforms lack native Sharia-compliant contract support.
The solution
What CoorB provides.
A unified set of reusable core modules — loan management, decisioning, orchestration, AI workflows, and Islamic finance contracts — composable for any program.
Key capabilities
Everything you need — in one product.
Loan Management System (origination to collections)
Decision Engine (<10s SAMA-compliant credit decisioning)
Middleware Orchestrator (API-first, JWT-secured)
AI Workflow automation
Murabaha & Tawarruq Sharia-compliant contracts
No-code policy configuration
Audit-ready decision history
Multi-source data fusion (SIMAH, GOSI, Masdr, Bayyan)
Architecture
Composable core modules on a shared API layer
Each module runs standalone or together — shared APIs, shared audit trail.
01
Loan Management & Origination
02
Decision Engine (Rules + ML)
03
Middleware Orchestrator
04
AI Workflow Engine
05
Murabaha & Tawarruq Modules
Integrations
Connects to what your bank already runs on.
SIMAHGOSIMasdrBayyanNafathEiger (Tawarruq commodity)Apache Fineract / Mifos X
Business outcomes
Outcomes, not slideware.
<10s
Credit decision time
Native
Sharia-compliant contracts
−40%
Operational cost
Reusable
Across every product
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